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Using your self managed super fund (SMSF) to buy a property

For most Australians, superannuation is a relatively simple proposition. You or your employer make regular contributions into an industry superannuation fund of your choice, and that money is then invested on your behalf – usually into shares – so that by the time you reach retirement, your super balance has ...
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Is stamp duty facing the axe in Australia?

Of all the taxes people pay, stamp duty on property purchases is one of the most hated. With a price that bears no resemblance to the actual cost of “stamping’’ a property transfer and a payment tax scale that was formulated when a million-dollar house could only be found in ...
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Rental Vacancy Rate Rise Amongst COVID 19 Pandemic

Rental Vacancy Rates Sore Nation Wide as One in Six Australians Change Living Arrangements due to COVID 19. About one in six Australians have changed their living arrangements due to the coronavirus pandemic. Australians are moving home to their parents, taking on additional housemates, delaying plans to move and even ...
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Costs of Selling Your Property

How much can you expect to spend when selling your home? Most of us are aware that selling a house costs money. Sometimes we aren't mindful of how much money the sale of a home requires. Some costs are unavoidable, while others are voluntary. The question you need to ask ...
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The Hidden, the Upfront and the Ongoing Costs of Buying A Home

What are the upfront and ongoing costs of buying a property? You've spent practically every Saturday since Christmas driving from inspection to inspection at breakneck speed, braving the crowds in case your dream home happens to be the next one. When you finally find a place to call home you ...
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Methods to Buy & Sell Property

What method do I use to buy or sell my property? Rent money is dead money. Property always goes up. You know them all. We've heard them at every BBQ for the past 20+ years. Us Aussies are property obsessed. For many, owning an apartment or house is not only ...
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Buying A Property – The Hidden Fees & Costs

How much does it cost to buy a property? We're all aware of rising house prices and staggering medians – $1.1 million in Sydney for example – but what is the cost of buying a house after the tax office, revenue office, lender, lawyer, and conveyancer have all taken their ...
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Investment Property Depreciation 101

How To Claim Depreciation On Investment Property? Depreciation is something that will help your bottom line come tax time. Just as you can claim wear and tear on a car purchased for income-producing purposes, you can also claim the depreciation of your investment property against your taxable income. Claiming depreciation ...
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Low Income Property Investments

How to buy an investment property on a low-income? Buying a $400,000 property with just $5,000 money down. It sounds like an instantly dismissible headline on a flyer, but it is achievable if you know what you’re doing. If you’re a prospective investor or even a seasoned property buyer, and ...
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COVID19 – A Renters Guide on Negotiating with Their Landlord

Can't Pay Rent This Month? There have been several major announcements in the past week, some of which impact landlords and renters – but the details remain sparse. The lack of information has created confusion for all those concerned, including the property managers who are trying to help them.  While ...
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COVID19 – Property Market Impact

It’s a commonly searched question since the coronavirus and COVID-19 outbreak. How will the Coronavirus affect house prices? In short, yes. Of course, it will. It is going to affect every part of our economy and lives over the coming months. The silliness of the Great Toilet Paper Shortage goes ...
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To Rent or Buy?

To rent or to buy? It’s a dilemma that may seem hard to resolve. To help you make your decision, we weigh up some of the pros and cons of renting a home, buying or doing both. Since 2016, homeownership in Australia has been on the decline. And, with an ...
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11 Things to Consider Before Renovating

Are you feeling inspired to take a run-down wreck and make it new again? It all looks so glamorous and straightforward, with random 'beautiful people' tucking their perfectly styled hair into oddly flattering hardhats. But the reality of a large-scale renovation project is very different from the 'TV reality.' Renovating ...
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property investment around carlton melbourne

22 Tips when Investing in Australian Property

22 Tips when Investing in Australian Property Property is one of the most popular investment options in Australia and a great way to build your wealth. However, it's a long-term commitment that isn't for everyone. Consider the following benefits and risks to help decide if it's the right option for ...
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property investment around carlton melbourne

Taking charge of your super will pay big dividends later

Take Charge of your Super & Receive Big Dividends Later Figures quoted by the Association of Superannuation Funds of Australia show that Australians aged under 30 years usually have less in their bank accounts than in their super funds. Despite this, 40 percent of those surveyed don’t know their super balance. A further 16 ...
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Costs of Buying a Melbourne Property in 2020

Costs of buying a Melbourne property - the obvious and the hidden that first home buyers need to know. Are you thinking of buying a house and becoming a homeowner or Melbourne landlord? Then make sure you do your sums and budget for all the costs that come with owning ...
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Foreign Investment and Lenders Mortgage Insurance

Foreign Investment and Lenders Mortgage Insurance There is no denying the fact that Australia is the place to be if you want the best of culture, lifestyle, and even investments. We talk about common property investment mistakes here. The land down under remains to be one of the world's most ...
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Being a Landlord in Australia – Your Obligations

Being a landlord is more than just collecting rents and maintaining the property. It's about relationships, open communication and mutual trust. As a landlord, it's vital to understand your rights and responsibilities so that you don't fall foul of the legislation in your state. Renting out a property as a ...
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Capital Gains Tax & How to Avoid It

Capital gains tax is an area of taxation that often confuses property investors. The legislation can appear complicated, however, all investors need to have a good understanding of it before selling an asset. What is Capital Gains Tax Capital Gains Tax was introduced in Australia in 1985 and applied to ...
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Melbourne to Overtake Sydney As Nations Most Populous City in 2020

Melbourne is ready to overtake Sydney as the nation's most populous city during the 2020s for the first time since the gold rushes of the mid-19th century, increasing its political power, global status and economic strength over its traditional rival. Higher growth is being driven by rising birth rates, steady ...
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