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What are the top ways to avoid making costly investor mistakes?

Australians have long had a love affair with the property but too often get caught up in the excitement of adding to their property portfolio, overlook the fundamentals, and end up making costly mistakes. Here are four ways to avoid making expensive mistakes: 1. Secure funding first Banks continue to ...
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many-wooden-houses

Your Property Manager’s Duties and Responsibilities Explained

Now that you're the proud owner of a property, what's the next step you need to take? Have you thought about the day to day aspects of property management? If you're doing your research to learn everything you need to know to handle your rental property, then by the end ...
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Looking to start a Property Management Company?

Just as in gardening, it's sometimes wise for property management service firms to trim and prune their array of services to keep their business more healthy. And as well, managers should improve efficiency, develop new services and sources of revenue, to evolve and become more profitable.  Your business and clientele ...
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red-houses

Negotiating Property Management Fees: Can You Do it?

Who is Responsible for Maintenance at a Rental Property? In general, the Property Owner is responsible to pay for all routine maintenance on a rental property. The main exception is if the damage is a result of mistreatment by the tenants. For example, a kitchen cupboard hinge that is worn ...
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Making Your Rental Property Stand Out in a Competitive Market

Are you capitalising on the regional property boom? You might find that finding a tenant isn't as easy as you thought it would be, even by investing in the most attractive areas. With trends comes saturation, and many fellow property investors might have scored a property to the right, left, ...
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How to Research What Tenants Want

One piece of advice you'll often hear from property experts is to "treat your property like a business". After all, just as you would in a business, you'll want to maximise the ROI on your investment property. But what does this look like in action?  If your investment property is ...
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many-wooden-houses

Entry Condition Report Checklist: Is Everything There?

Picture this: you're helping a tenant move out, and you notice there are some nasty scratches on the kitchen floor. Your tenant says, "That was there when I moved in," but you're not sure if that's true. So, who will foot the bill to fix the floor? This situation is ...
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Accounting and taxes

Renting to Students – The Pros and Cons

Australia's unbeatable sunny climate and world-class education attract millions of students every year. These students, both domestic and international, make up a sizable market of tenants for property owners like you. Any property investor is bound to have had some students express interest in their rental. That begs the question: ...
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Is It Worth Having a Property Manager?

Purchasing a property and renting it out to tenants can provide a healthy income stream to willing investors for a very long time. Plus, purchasing investment properties has become easier than ever because of marketplaces. But no matter what kind of property you purchase - commercial or residential, single-family or ...
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What Makes a Successful Property Manager?

A good property manager is like a hip dad as he needs to have a certain set of specific traits and other, harder-to-define skills in order to be successful. A property manager needs to be able to listen and communicate, as well as be proactive and involved, current and knowledgeable. ...
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Is Renting Better Than Owning a Property?

Renting a home can be an ideal option for those wanting extra flexibility and less responsibility. While buying a home can involve some serious saving and commitment, renting can help you maintain your flexibility and lifestyle.  Especially for those in expensive housing markets, renting a house can be a simple ...
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What Skills Does a Property Manager Need?

Do you want a career in property management, but don't know where to begin? Property management is one of the most challenging yet rewarding professions. It requires you to wear many hats and perform a lot of different services to enhance a property's value and quality of life for their ...
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What Is the Right Way to Buy a Home?

It's normal to be cautious when you're shopping for a home. After all, a house is a huge investment, and you'll want to be sure that you're making the best decision possible. How you'll know that you've found the right property can vary by person. Some people have gut instincts. ...
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two-businessman-shaking-hands-front-house

Who is a Guarantor?

There are a few boxes you have to check off throughout the apartment renting journey, and you may find that you need a little assistance getting those checkmarks. After you've found that perfect apartment, let's call it "the one," your next step is to put in an application and hope ...
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Things to Know About Looking for a Property in a Renter’s Market

A renter's market comes about through the supply and demand scale of rental housing, which as a direct result of the COVID-19 pandemic, has tipped to favour the renter. "Supply is the number of rental properties; demand is the number of tenants - currently there are more properties than there ...
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piles-coins-near-small-house

11 Common Property Investing Mistakes You Need to Avoid

Some say failure is the best source of learning you could ask for. Lucky for you, there's already a sea of common mistakes to avoid when investing in property that you can learn from to prevent property bloopers yourself. We always talk about what you need to know when investing ...
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Renting Guide: What You Need to Know About Living in a Share House

Living in a share house can significantly reduce the amount of rent you pay each week compared to living on your own. It also allows housemates to split bills and share resources such as furniture and appliances, further cutting the cost of living. Lower rent and living expenses can allow ...
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real-estate-agent-present-property-house

Tenant rights: a guide to every Australian state

While many laws are the same or similar no matter which state you're in, many differences, which is why it pays to learn more about your state's specific rules and regulations regardless of whether you're renting privately or through a property manager. Here are four of the significant differences between ...
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house-residence

Australian Housing Market: Can Young People Become Homeowners

Being a homeowner is a dream many young people would love to turn into reality. While some view it as a chance to prove their worth and finally leave their parent's house, for others, it is the only way to provide comfortable living conditions for their families. Unfortunately, due to ...
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KLEAR PICTURE MORTGAGE BROKER MELBOURNE

Best 30+ Mortgage Brokers in Melbourne [2022]

Whether you're a first time home buyer or an experienced investor, these brokers will help you get the best deal on your mortgage. Mortgage brokers are a vital part of the home buying process. It can be tough to know who to trust, but we've done the hard work for ...
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man-holding-plastic-house

Settle or Keep Looking? Tenant Selection Guide for Landlords

Tenant selection is tricky. All landlords want to avoid bad tenants, but it can be hard to know when you should settle for the tenant applicant you have or if you should keep looking for a better tenant. If you're wondering how to pick the right tenant for your rental ...
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house-keys

Positive Gearing Explained

If you're considering investing in property, you're likely to have come across some different property finance strategies on property forums and real estate news sites, with negative gearing and positive gearing being the two main prominent ones. In this article, positive gearing is going to be our focus. Only 40% ...
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house-green-yellow-doors

Are You a First-Time Renter or Moving Into a New Rental Property?

If you're curious about the ins and outs of renting and your rights and responsibilities, we've put together some handy tips on how to protect yourself as a tenant. Renting basics When you're renting, there are some legal documents you'll need to be familiar with. Understanding these documents means you'll ...
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house-savings

Renters Insurance

Renters insurance (also referred to as contents only insurance) offers a financial safety net against specific events relating to property management, such as theft of, or unforeseen damages to, your belongings (e.g. furnishings, clothing, jewellery and home electronics). This type of cover is specifically designed for people who are renting, ...
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house-properties

Pest Control Tips for Apartment Tenants

There has been an increasing trend for apartments in major Australian cities. According to the ABS, 5,901 more units were built in the fourth quarter of 2016 in comparison to the previous quarter.  There are no signs of this 'apartment boom' slowing down in the near future, so tenants need ...
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Health, safety and security in a rental property

Landlords have a responsibility to ensure the property meets health and safety laws. Landlords must also provide and maintain locks or other security devices to ensure the property is reasonably secure. These are terms of every tenancy agreement, and landlords who do not comply with these obligations that are part ...
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DIY landlord: your guide to managing your rental

We outline the upsides and downsides of managing your own property as well as insider tips on how to make it work... Let's face it, sometimes being a property manager is a tough job, catering to the needs of both tenant and landlord. In Australia, a number of landlords choose ...
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wooden-house

What is a private rental?

Australian Bureau of Statistics data shows about 33 per cent of property owners across the country now choose to manage their own property, bypassing the traditional agency route. This is the private rental market, where properties are managed without a real estate agent or property manager. The property's owner deals ...
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Guide to Retirement Planning in Australia

Australians have it a little harder than others when it comes to retirement planning. However, with a shorter retirement savings period and a higher cost of living, you need to start planning for retirement early on. This guide will give you an overview of the basics of retirement planning in ...
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calculator-black-buttons

Australian Retirement Planning – Things To Consider

Retirement planning is a necessary evil that we all have to deal with at some point in our lives. For Australians, there are a few things you need to consider when planning for retirement. You'll want to take a few things into account before making a move. This post will ...
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house-suburb

Should You Invest in Real Estate?

Let's say you have $200,000 to invest: How do you spend it? Real estate or stocks? You might be on a quest for financial freedom, or you might want to retire early. No matter your goal, what you should invest your money in isn't an easy answer. We think a ...
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modern-house

Sell or Keep the Rental? Signs to Look Out For When It’s Time to Let Go

Whether you should sell or keep a rental property is a matter of timing, but not timing alone. Maybe you’re looking to pay off debt, your tenants’ lease is about to run out, or you’re just feeling ready for a change. Whatever the reason, it's not easy to decide if ...
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Renting guide: What rights do tenants and landlords have?

As a tenant, you have the right to live in a safe, secure and quiet environment managed by the law. You also have a responsibility to take good care of the property, pay the rent on time, and adhere to the terms of your tenancy agreement. It's the landlord's responsibility ...
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modern-house-melbourne

What You Need to Know About Switching Property Managers

Switching property managers isn't as difficult or as expensive as many may think. There are many misconceptions on when and how you can change property managers, leading to owners clenching their teeth and bearing through terrible service, counting the days until their agreement is over or their tenants move out. ...
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skyview-neighborhood

How Do Landlords Find Good Tenants?

Purchasing property as an investment can provide a steady stream of income over a number of years. Once you have found the perfect property; the next step is to rent it out to reliable tenants. Choosing the right tenants is really important.  You will want to find individuals who will ...
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property-planning

Tips on How to Build a Strong Relationship With Your Tenants

A happy tenant often means a happy landlord.  When a landlord has a good relationship with their tenant, issues such as late or no payment of rent and property damage may be minimal. While this is obviously beneficial to the landlord's property management, developing and maintaining a good relationship requires ...
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house-keys

Top 5 Tips for Landlords

Property investment is a long-term game. Finding and financing good property are just the initial steps. To succeed, you need to plan for all possible contingencies. Here are five tips on how to protect and grow your investments: 1. Appoint an expert property manager If you don't have time and ...
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house-paper-keys

Tenants Guide to Renting With Pets

Finding a good home to rent can be hard enough,, but it can be twice as tricky when you also have a pet. Some landlords are adamant that pets should not be allowed and some apartment bylaws ban all animals - apart from guide dogs - in their buildings. But ...
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calculate-commercial-lease

Twelve Tips for Those Negotiating a Commercial Lease

Entering into a commercial lease often involves entering into a long-term commitment. Like any long-term commitment, it's imperative to make sure both the premises and the lease terms are suitable to your needs and circumstances. By following 12 tips below, you will be putting yourself into a more substantial long-term ...
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modern-house

Saving for a House Deposit

When you're saving up for a house deposit, every little tactic can help. Here are some suggestions for reaching your savings goal. Work out what you're saving for "I'm saving for a deposit on a house." It's a common call amongst 20- and 30-somethings. Generally, most people target saving 20% ...
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keys handed over in front of double storey home

Tips for First Time Renters

Moving out of home for the first time? This is what you should know… So you've finally managed to fly out of the family nest. Whether you were pushed or had to break free of some shackles, moving out during your student days or as a full-time worker, moving out ...
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financial investment

Signing a Commercial Lease

Negotiating a commercially viable lease requires you to know and understand the key terms and conditions contained in the lease clauses. Some of the key terms and conditions typically included in a lease are: lease duration (or term) and options to renew rent and rent reviews permitted use tenancy mix ...
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house-properties

Tips for First Time Landlords

Being a landlord is a significant achievement in Australia, with only 7.9% of Australians being in the property management business. As daunting as it is for first-time property investors, there are certain things you need to know about property investing that will set you up for great returns and stress-free ...
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yellow-door-house

Should You Rent Out or Sell Your Home When Moving Overseas?

Moving abroad is stressful enough, and then many of us need to make a decision on whether to rent out or sell your home when moving overseas.  What you should do will depend on your personal circumstances, however, we take a look at some factors you may not be aware ...
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calculator-paper

Why Renting Is the New Owning

With about 30% of all Australians now living in a rental, it's clear "renting is the new owning". Census data shows that since 1991 the rental population in Australia has grown from 26.9% to 30.9%, and homeownership has dropped from 68.6% to 65.5%. Also, almost as many Aussies now rent ...
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red-houses

Renting guide: How to leave a rental property and get your bond back

When you decide to go to your rental property, you'll need to leave home in the same condition as when you moved in. In most cases, that will mean thoroughly cleaning the property, restoring any gardens to their original condition, and removing all furniture and appliances not included with the ...
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borrowing money instantly melbourne

What drives people to take out a payday loan?

There are many reasons why people flock to these loans (or any type of loans). However, several points make payday loans more attractive than others. While you can technically borrow $2,000 in an hour through some specialty lenders, that money is likely to come with ton strings attached to it ...
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KlearPicture Individual Tax Return

Top 30 Cheap Individual Tax Returns Online Australia

Australia is a country with many people who are self-employed. This means that they have to fill out their own tax returns every year, which can be quite time consuming. Luckily for them though, the Australian Taxation Office has made it easier than ever before by providing an online service ...
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How to Deal With Gambling Debt?

Gambling can be fun, but it can also get out of hand very quickly. If you've found yourself in debt due to gambling, some ways can help you get out of it. When you are in debt, it feels like the world is crashing down on top of you. But ...
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personal loans melbourne

What are debt consolidation loans?

If you're juggling payments on multiple loans - each with its own interest rates, conditions and balances - you might want to think about consolidating your debts. Debt consolidation just means combining all your existing debts into one simple new debt, with one interest rate and one regular payment. Then ...
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borrowing money instantly melbourne

No Credit Check Loans

Most people face several restrictions on it comes to finance. It is because you will find that there are various laws and policies of a bank based on which they provide loans. If you want to be eligible for the loan, then you have to go through a credit check ...
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The Different Types Of Personal Loans

Not sure what type of personal loan you need? You're not alone. Personal loans come in various forms and have different features, so it's important to understand the differences before applying for one. Personal loans are a great way to get the money you need without going through an extensive ...
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How to Create New Financial Habits to Replace Bad Ones

Are you struggling to kick a bad financial habit that’s costing you money? We all have some habits we’d like to change, but It could be a lot easier to create a brand new one instead. For example, if you love buying take away coffee, it might be easier to ...
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tax

It’s SMSF audit time: What is it, and how does it work?

Everybody (everybody) who runs a self-managed superannuation fund (SMSF) has to have their fund audited every year to ensure the fund isn’t breaking any rules. As we all know, if your SMSF isn’t compliant with superannuation rules, you can get into a lot of trouble with the Tax Office, so ...
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property investment

Tax tips: The top 5 tax deductions you can claim

One of the easiest ways to boost your tax return is by taking advantage of the deductions you're able to claim. Here are our top five tax tips to help you get more money back at tax time. 1: Claim as many work-related expenses as you can Many expenses that ...
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super fund

Retirement planning: 9 tips for a successful retirement

Like any new chapter in your life, preparation can go a long way in ensuring you’re emotionally and financially ready for the road ahead. Despite the apparent benefits, only 44% of Australians over age 40 feel prepared for retirement. That’s why we’ve pulled together a nine-point retirement planning checklist to ...
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financial-investment

How To Achieve Financial Success In The Gig Economy

It’s the buzzword on many a lip: the gig economy is on the rise as more and more trade their tough, full-time jobs for flexibility, freedom and the ability to work on projects that excite them. Once thought of as a shift in work behaviour unique to Millenials, statistics show ...
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tax returns

How to buy a property through an SMSF in Australia

A self-managed super fund, or SMSF, gives people complete control over how their retirement funds are invested, whether in shares, term deposits or property. The Australian Taxation Office (ATO) reported that as of June 2019, there were almost 600,000 SMSFs in Australia with over 1.1 million members. The total estimated ...
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happy retired couple sitting at desk with laptop

Understand if an SMSF is suitable for you

A self-managed super fund (SMSF) is a super private fund that you manage yourself. SMSFs are different to industry and retail super funds. When you manage your own super, you put the money you would typically put in a retail or industry super fund into your SMSF. You choose the ...
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super fund

What is a self-managed super fund (SMSF)?

As the name implies, an SMSF (also known as DIY super) is a super private fund that you manage yourself. So it’s no surprise that control is the number one reason people give when asked why they chose to fly solo. SMSFs give their members control over how their retirement ...
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financial plan

Building Your Financial Plan – The Ultimate Guide

You woke up this morning with a big smile on your face. Your bills were automatically being paid, you weren’t accruing any exorbitant interest on your credit cards and loans, your money was somehow invested in all the right places, and your savings account kept growing. Oh, and you could ...
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investment growth with coins with house

How much super do you need to set up an SMSF?

The amount of money you should have in super to make it worthwhile setting up your self-managed super fund (SMSF) is a contentious issue. Over the years, there has been much discussion and analysis by the Australian Taxation Office (ATO), the Australian Securities and Investments Commission (ASIC) and the Productivity ...
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wealth real estate

Guide to Self Managed Super Fund

One of the frustrations for many people is that some retail and industry super funds’ performance does not meet their expectations. That has caused many to look to alternatives, mainly opening their Self Managed Super Fund (SMSF). An SMSF, or a private superannuation fund, is a legal structure regulated by ...
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Investment-Property

10 Tips For Choosing An Investment Property

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making a move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. 1. Know Your Goal Understanding your financial objectives is key to finding the right investment property. ...
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7 Resolutions For Financial Success in 2021

It’s officially 2021! After the year that’s been, we’re sure that many of you are looking forward to a new year filled with endless possibilities. The beginning of 2021 may have got you thinking about your goals for the year ahead, especially when it comes to improving your financial world. ...
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business

Advantaged of a Self Managed Super Fund (SMSF)

Once you’ve decided setting up a self-managed super fund (SMSF) is the right decision for your future, it’s essential to understand the steps involved in getting your SMSF established. I’ve taken a bit of time to outline five key steps below (which, ideally, your accountant will coordinate for you). It ...
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tax strategies on paper

Benefits of a self-managed super fund (SMSF)

One of the hottest topics right now is whether self-managed superannuation funds should be allowed to borrow to buy a property. However, it's become somewhat an academic question — even though the authorities have not ruled it out, any mortgage broker will tell you that in the aftermath of the ...
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Best Strategies for your SMSF Business

Accounting partners are well aware of the Future of Financial Advice (FOFA) legislative changes related to offering advice on self-managed super funds (SMSFs) and the removal of the accountant's exemption which allowed them to provide advice on setting up SMSFs Business without the need for an Australian Financial Services Licence ...
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financial plan

Different types of Self-managed super funds (SMSF)

Self-managed super funds (SMSFs) are now firmly embedded in Australia's superannuation system, so what type of people are attracted to running their funds? SMSFs are privately run super funds that can currently have between one and four members.   According to the latest Australian Taxation Office (ATO) statistics, more than 1.1 ...
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tax strategies on paper

Possible Struggle for Self Funded Retirees

Current and future self-funded retirees are making themselves heard and taking control of the path they are on. They are a group who rarely get the recognition they deserve. They've become a demographic football that's been kicked around politically far too often. The exciting thing is, their numbers are growing, ...
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Retirement Advice for SMSFs

Self-managed super funds (SMSFs) have increasing unmet needs for advice about having a regular retirement income, investing in retirement and estate planning. The 2019 Vanguard/Investment Trends SMSF Report estimates that 145,000 SMSFs have unmet needs for advice on post-retirement planning while 80,000 SMSFs have unmet needs for estate-planning advice. Nobody ...
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What SMSF Advice You Can Get From Accountants And Financial Advisors?

Being the trustee of an SMSF can be challenging. But while many SMSF trustees turn to their accountant for assistance, they can only provide advice on some SMSF-related matters. To keep your fund compliant, you need to ensure you are getting assistance from someone licenced and qualified to do so. ...
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coin piles with clock

Learn Tips To Maximise your Tax Return

When it comes to the end of the financial year, it pays to be prepared so that you can make sure you're getting the biggest possible return for your tax claim. When it comes to the EOFY, there's no 'one size fits all' approach to preparing and lodging a tax ...
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super fund

Can You Get Rich Being A Landlord?

You can not only become rich but can create enormous wealth by being a landlord. There is nothing more rewarding than buying cash flowing rental properties. You need to master a secret art in order to become rich by being a landlord. A huge fortune can become yours if you ...
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finance property

How Much Money Do I Need To Buy A Rental Property?

With volatility returning to the stock and bond markets, many investors have turned to hard assets such as real estate as a way to shield themselves from market madness. The temptation is undoubtedly strong. But if you find that the temptation is more significant than your financial resources, don't give ...
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super fund

Can You Own 2 Primary Residences?

The type of property you want to purchase affects the mortgage interest rate you can receive. There are three potential classifications for the property: a primary residence, a secondary residence and an investment property. Understanding each classification can help you avoid high-interest rates and tax implications when purchasing additional properties.  ...
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super fund

What are the tips for rental property owners?

Getting your tax return done right is very important to ensure you get every tax advantage you deserve. You can claim a lot of your expenses, but the ATO watches carefully, and they are remarkably good at detecting false or "unsubstantiated" claims. Let's cover some basics to help ensure you ...
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keys handed over in front of double storey home

How Do I Start My Rental Property?

Starting a business isn't easy. From choosing the right mattress for your rental property to preparing a business strategy, it requires dedication, hard work and strategic planning to succeed. This is especially true in the rental property management business. Owning a rental property is akin to tightrope walking. It's your ...
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meeting on finances

What are the most important things to start a business?

Alright, you've decided to start a business finally! You want to be your boss and to gain the freedom you deserve. But before you even take foot in climbing your mountain, there is one thing you must do. It's the most important thing that's needed when you start a business. ...
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blue investment word

What Is The Best Investment Strategy?

All investing strategies have one goal in common: maximizing returns while minimizing risk. The best strategies should help you meet your financial goals and grow your wealth while maintaining a level of risk that lets you sleep at night. The investment strategy you choose may influence everything from what types ...
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Which Is The Best Long Term Investment?

Long term investments offer several advantages. Compound interest like fixed deposits in a bank are more tax-efficient like certain mutual fund investments. Long term investments are held for 3 years or more, but this kind of investment needs commitment even if you face financial crunches in between. Long term investments ...
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wealth real estate

What Should A Beginner Invest In?

That might've been true to some extent 10 years ago. But that barrier to entry is gone today, knocked down by companies and services that have made it their mission to make investment options available for everyone, including beginners and those who have just small amounts of money to put ...
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super fund

What should I Invest in 2020?

DISCLAIMER: We're commenting on USA finance legislation. The start of a new year is always one of the best times to review your investment strategy. We know what happened last year, but 2020 is a chapter waiting to be written. One thing we can count on is that 2020 won't ...
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super fund

Negative Gearing And Its Relation To Income Tax: Does Negative Gearing Reduce Taxable Income?

  Gearing means borrowing money to buy an asset. And the reason you hear so much about it is that the government's gearing policies have a significant impact on how attractive the property market looks to investors, which, in turn, has a significant effect on everything from the amount of ...
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buying property online

Is the property a good investment in Australia?

2020 has been a tumultuous year. So is it better to save your money and invest next year, or does 2020 present a unique opportunity in the property market? Australia now looks to be heading for a technical recession, if not a full-blown one, with unemployment tipped to hit 10% ...
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blue investment word

What are the most successful small businesses?

Most articles you read about business ideas have been written by freelance writers who have no business experience and have no idea of what they are talking about. And they certainly don't know what makes for a good business idea. Some businesses are inherently more profitable than others. This can ...
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keys handed over in front of double storey home

What type of property is the best investment?

Both new and experienced buy-to-let landlords will find themselves, at times, torn between which property to buy. While there are numerous factors for landlords to consider before making their final decision, the buy-to-let property is an investment, first and foremost. Therefore, the long-term return on investment on their property purchase ...
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Investment-Property

When should you not buy a house?

Since the housing bubble burst and prices dropped, you hear a lot of people saying that it's a great time to buy a house. For some that may be true: Interest rates are low, and there are some great bargains on the market. Housing prices and interest rates aren't the ...
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finance property

Is Owning Multiple Homes A Good Investment?

It's often said that buying a home is a good investment. Taking it a step farther, purchasing multiple houses as rental properties can also be a great way to increase your assets and make money. However, be aware of some fundamental differences between buying a property as your home and ...
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pensioner-tax-refund

Is Smsf Property Investment Worth It?

Residential property investing through an SMSF is a fertile ground for deception. Type the words' SMSF stuff misleading' into your Google search bar, and you'll find pages of articles and notices about ASIC fines, investigations and actions against financial advisers, property promoters and assorted spruikers. Direct property is an investment ...
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What do small businesses struggle with?

A small business owner faces a list of struggles every day just to stay in business. Without deep resources, large corporations have, small businesses find themselves working hard to generate revenue and make a profit. In order to be able to address the struggles of small business owners, you must ...
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finance property

What Is The 50% Rule In Real Estate?

When an investor decides to buy a rental property, there are usually scores of choices. But how do you know if you are choosing the most beneficial property? The last thing that you want to do is to buy a new investment property only to find out that it does ...
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buying property online

Which social media is best for small businesses?

Amid the proliferation of social media platforms, how do you know which ones your business should be using? Maintaining a presence across multiple platforms is important, and increasing your business’s presence online will, in turn, create more opportunities for consumer discovery and interaction. For small businesses focused on community and ...
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Is SMSF worth it?

The debate rages on whether self-managed superannuation fund (SMSF) investors would be better off handing over their savings to professional fund managers. The marketing pitch for self-managed superannuation funds (SMSFs) sounds compelling: greater financial control and tax breaks along with the business benefits and flexibility equals financial success. Then why ...
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super fund

How Do You Benefit From Negative Gearing?

If you're a property investor or looking to become one, it's essential to understand what negative gearing is, and the possible benefits and risks that come with it. For property investors in Australia, a clear grasp on the concept of gearing is essential when it comes to being able to ...
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finance property

The Difference Of Negative Gearing, Neutral Gearing And Positive Gearing?

Negative gearing, positive gearing and neutral gearing; you hear these phrases often, but I think many people don't understand what the terms mean. I will outline what precisely what those terms mean as well as briefly explaining why some investors choose to buy negatively geared properties. For property investors, Australia's ...
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How do I start a business with nothing?

You have a great idea, and you want to translate it into opening a business. There is one big caveat, and you are short on cash. And for most aspiring entrepreneurs, getting hold of the much-needed capital is usually the biggest challenge. So how to start your own business without ...
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finance property

Tax Advice For Building A Property Portfolio

In recent years there have been many people in the property sector, promoting the importance of building a successful property portfolio to create wealth for retirement. However, the reality is that very few people succeed in building an extensive property portfolio. The fact that only a tiny portion of people ...
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investment growth with coins with house

Australian Property Update

October 2020 Property Update by one of Australia's best Okay, welcome, everybody. Welcome to the Pacific East Coast property focus, apologies for the technical delay and issues we had earlier today. We have a little bit of an issue with the service provider that we use over in the US. ...
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Contact us for accurate and current advice on your accounting and taxation requirements. We work for both you and your business.

WHY KLEARPICTURE WEALTH ADVISORS?

Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.

Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers, and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.

We specialize in providing a range of advisory and investment services to help you achieve your financial objectives.

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