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financial investment

Quick Tax Tips

If you are an Australian citizen, here are some quick tax tips to help you file your taxes.  This article will cover the basics of what to do when filing your taxes. First, you need to fill out a Tax Return form if you earned income during the year.  The ...
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tax returns

Common Tax Mistakes

The Australian Tax Office is a common topic of discussion at this time of year. There are many sources that can help you with your tax return, but the ATO website has been specifically designed to answer your questions and provide guidance on how to complete your tax return correctly.  ...
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wedding-rings

Marriage And Taxes

The Australian Tax Office provides a range of insights into how married couples are taxed. The key thing to remember is that the income of both spouses must be taken into account when calculating your taxable income, including any amounts received as part of a couple's relationship property settlement or ...
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super fund

Tax Tips For Selling Your Business

Are you looking to sell your business? Here are some tax tips for Australian residents.  What is the process like for selling a company in Australia? You'll need an accountant and lawyer but also need to get other things in order before listing it on the market. For example, if ...
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tax returns

Tips to Help Find a Professional Tax Accountant

Do you need help finding a professional tax accountant in Australia? Read this blog post to learn how.  The first step is to figure out what your needs are. For example, do you need someone who can do your taxes, manage your finances and investments, or provide tax advice for ...
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Property Tax Tips For Investors

You may feel like you're paying too much in property taxes, but there are several ways to reduce your tax burden.  One way is by claiming deductible expenses on your return. If you itemize deductions, be sure to include qualified items such as mortgage interest and property taxes paid during ...
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coffee-laptop

Tips For Avoiding Christmas Tax

It's that time of year again! Christmas is just around the corner, and if you're anything like me, you've already started thinking about what to buy your loved ones. Unfortunately, with so many people on the same wavelength as us, prices are going through the roof, and it can be ...
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financial investment

Tax Deduction Tips for Builders and Contractors

Do you know the difference between a tax deduction and a tax credit? If not, this blog post is for you! Tax deductions and credits are two ways to reduce your taxes. A tax deduction lowers the amount of income that is taxed; whereas, a tax credit reduces taxes owed ...
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tax returns

Tax Tips For Real Estate Investors

As a real estate investor in Australia, you have to deal with a lot of taxes. This article will provide some tips for saving money on your tax bill.  Income from all sources is taxable in Australia and includes income from property rentals, investing in shares or any other investment ...
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financial plan

Essential Tax Tips For SME And Sole Traders

Taxes are never anyone's favourite thing, but they're something that needs to be done. Being self-employed or working for a small business is no different. However, there are some essential tips you need to know about when it comes to tax time for your company.  This blog post will go ...
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coin piles with clock

How to Create New Financial Habits to Replace Bad Ones

Are you struggling to kick a bad financial habit that’s costing you money? We all have some habits we’d like to change, but It could be a lot easier to create a brand new one instead. For example, if you love buying take away coffee, it might be easier to ...
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tax

It’s SMSF audit time: What is it, and how does it work?

Everybody (everybody) who runs a self-managed superannuation fund (SMSF) has to have their fund audited every year to ensure the fund isn’t breaking any rules. As we all know, if your SMSF isn’t compliant with superannuation rules, you can get into a lot of trouble with the Tax Office, so ...
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property investment

Tax tips: The top 5 tax deductions you can claim

One of the easiest ways to boost your tax return is by taking advantage of the deductions you're able to claim. Here are our top five tax tips to help you get more money back at tax time. 1: Claim as many work-related expenses as you can Many expenses that ...
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super fund

Retirement planning: 9 tips for a successful retirement

Like any new chapter in your life, preparation can go a long way in ensuring you’re emotionally and financially ready for the road ahead. Despite the apparent benefits, only 44% of Australians over age 40 feel prepared for retirement. That’s why we’ve pulled together a nine-point retirement planning checklist to ...
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tax returns

Tips and traps to help maximise your tax return

If you haven't already done so, now is the time to collate all of your information and get your tax return sorted. This year, it is essential for employees to be across some crucial changes implemented by the Australian Tax Office in response to the crisis. Missing that October 31 ...
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financial investment

How To Achieve Financial Success In The Gig Economy

It’s the buzzword on many a lip: the gig economy is on the rise as more and more trade their tough, full-time jobs for flexibility, freedom and the ability to work on projects that excite them. Once thought of as a shift in work behaviour unique to Millenials, statistics show ...
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tax deductions

The Ultimate Guide to Tax Deductions in Australia

How do tax deductions work? When submitting a tax return, you are entitled to claim deductions for expenses incurred while working - known as work-related deductions. To be able to claim work-related deductions, you must meet the following criteria: you must have a record to prove it you must have ...
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tax returns

How to buy a property through an SMSF in Australia

A self-managed super fund, or SMSF, gives people complete control over how their retirement funds are invested, whether in shares, term deposits or property. The Australian Taxation Office (ATO) reported that as of June 2019, there were almost 600,000 SMSFs in Australia with over 1.1 million members. The total estimated ...
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happy retired couple sitting at desk with laptop

Understand if an SMSF is suitable for you

A self-managed super fund (SMSF) is a super private fund that you manage yourself. SMSFs are different to industry and retail super funds. When you manage your own super, you put the money you would typically put in a retail or industry super fund into your SMSF. You choose the ...
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super fund

What is a self-managed super fund (SMSF)?

As the name implies, an SMSF (also known as DIY super) is a super private fund that you manage yourself. So it’s no surprise that control is the number one reason people give when asked why they chose to fly solo. SMSFs give their members control over how their retirement ...
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financial plan

Building Your Financial Plan – The Ultimate Guide

You woke up this morning with a big smile on your face. Your bills were automatically being paid, you weren’t accruing any exorbitant interest on your credit cards and loans, your money was somehow invested in all the right places, and your savings account kept growing. Oh, and you could ...
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investment growth with coins with house

How much super do you need to set up an SMSF?

The amount of money you should have in super to make it worthwhile setting up your self-managed super fund (SMSF) is a contentious issue. Over the years, there has been much discussion and analysis by the Australian Taxation Office (ATO), the Australian Securities and Investments Commission (ASIC) and the Productivity ...
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wealth real estate

Guide to Self Managed Super Fund

One of the frustrations for many people is that some retail and industry super funds’ performance does not meet their expectations. That has caused many to look to alternatives, mainly opening their Self Managed Super Fund (SMSF). An SMSF, or a private superannuation fund, is a legal structure regulated by ...
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Investment-Property

10 Tips For Choosing An Investment Property

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making a move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. 1. Know Your Goal Understanding your financial objectives is key to finding the right investment property. ...
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clock with the words time to invest

7 Resolutions For Financial Success in 2021

It’s officially 2021! After the year that’s been, we’re sure that many of you are looking forward to a new year filled with endless possibilities. The beginning of 2021 may have got you thinking about your goals for the year ahead, especially when it comes to improving your financial world. ...
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pensioner-tax-refund

5 Smart Ways to Use Your Tax Refund This Year

Your annual tax refund could be a good time to save, eliminate debt or do something ‘long-term’ for your kids. This year, before you race off to the shops to spend your tax refund, consider your tax refund could have the most significant impact on your life and your finances. ...
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business

Advantaged of a Self Managed Super Fund (SMSF)

Once you’ve decided setting up a self-managed super fund (SMSF) is the right decision for your future, it’s essential to understand the steps involved in getting your SMSF established. I’ve taken a bit of time to outline five key steps below (which, ideally, your accountant will coordinate for you). It ...
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tax strategies on paper

Benefits of a self-managed super fund (SMSF)

One of the hottest topics right now is whether self-managed superannuation funds should be allowed to borrow to buy a property. However, it's become somewhat an academic question — even though the authorities have not ruled it out, any mortgage broker will tell you that in the aftermath of the ...
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Best Strategies for your SMSF Business

Accounting partners are well aware of the Future of Financial Advice (FOFA) legislative changes related to offering advice on self-managed super funds (SMSFs) and the removal of the accountant's exemption which allowed them to provide advice on setting up SMSFs Business without the need for an Australian Financial Services Licence ...
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financial plan

Different types of Self-managed super funds (SMSF)

Self-managed super funds (SMSFs) are now firmly embedded in Australia's superannuation system, so what type of people are attracted to running their funds? SMSFs are privately run super funds that can currently have between one and four members.   According to the latest Australian Taxation Office (ATO) statistics, more than 1.1 ...
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tax strategies on paper

Possible Struggle for Self Funded Retirees

Current and future self-funded retirees are making themselves heard and taking control of the path they are on. They are a group who rarely get the recognition they deserve. They've become a demographic football that's been kicked around politically far too often. The exciting thing is, their numbers are growing, ...
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Retirement Advice for SMSFs

Self-managed super funds (SMSFs) have increasing unmet needs for advice about having a regular retirement income, investing in retirement and estate planning. The 2019 Vanguard/Investment Trends SMSF Report estimates that 145,000 SMSFs have unmet needs for advice on post-retirement planning while 80,000 SMSFs have unmet needs for estate-planning advice. Nobody ...
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What SMSF Advice You Can Get From Accountants And Financial Advisors?

Being the trustee of an SMSF can be challenging. But while many SMSF trustees turn to their accountant for assistance, they can only provide advice on some SMSF-related matters. To keep your fund compliant, you need to ensure you are getting assistance from someone licenced and qualified to do so. ...
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coin piles with clock

Learn Tips To Maximise your Tax Return

When it comes to the end of the financial year, it pays to be prepared so that you can make sure you're getting the biggest possible return for your tax claim. When it comes to the EOFY, there's no 'one size fits all' approach to preparing and lodging a tax ...
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super fund

Can You Get Rich Being A Landlord?

You can not only become rich but can create enormous wealth by being a landlord. There is nothing more rewarding than buying cash flowing rental properties. You need to master a secret art in order to become rich by being a landlord. A huge fortune can become yours if you ...
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finance property

How Much Money Do I Need To Buy A Rental Property?

With volatility returning to the stock and bond markets, many investors have turned to hard assets such as real estate as a way to shield themselves from market madness. The temptation is undoubtedly strong. But if you find that the temptation is more significant than your financial resources, don't give ...
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Tax Tips & Tricks To Maximise Your Return

Despite The Current World In Which We Live, The Procedures For Completing And Lodging Tax Returns Remains Pretty Much The Same. Before we talk with you to go over your tax return, certain information will be needed. Of course these days pre-filling takes care of a lot of the "paperwork", ...
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super fund

Can You Own 2 Primary Residences?

The type of property you want to purchase affects the mortgage interest rate you can receive. There are three potential classifications for the property: a primary residence, a secondary residence and an investment property. Understanding each classification can help you avoid high-interest rates and tax implications when purchasing additional properties.  ...
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super fund

What are the tips for rental property owners?

Getting your tax return done right is very important to ensure you get every tax advantage you deserve. You can claim a lot of your expenses, but the ATO watches carefully, and they are remarkably good at detecting false or "unsubstantiated" claims. Let's cover some basics to help ensure you ...
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keys handed over in front of double storey home

How Do I Start My Rental Property?

Starting a business isn't easy. From choosing the right mattress for your rental property to preparing a business strategy, it requires dedication, hard work and strategic planning to succeed. This is especially true in the rental property management business. Owning a rental property is akin to tightrope walking. It's your ...
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meeting on finances

What are the most important things to start a business?

Alright, you've decided to start a business finally! You want to be your boss and to gain the freedom you deserve. But before you even take foot in climbing your mountain, there is one thing you must do. It's the most important thing that's needed when you start a business. ...
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blue investment word

What Is The Best Investment Strategy?

All investing strategies have one goal in common: maximizing returns while minimizing risk. The best strategies should help you meet your financial goals and grow your wealth while maintaining a level of risk that lets you sleep at night. The investment strategy you choose may influence everything from what types ...
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coin piles with clock

Which Is The Best Long Term Investment?

Long term investments offer several advantages. Compound interest like fixed deposits in a bank are more tax-efficient like certain mutual fund investments. Long term investments are held for 3 years or more, but this kind of investment needs commitment even if you face financial crunches in between. Long term investments ...
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wealth real estate

What Should A Beginner Invest In?

That might've been true to some extent 10 years ago. But that barrier to entry is gone today, knocked down by companies and services that have made it their mission to make investment options available for everyone, including beginners and those who have just small amounts of money to put ...
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super fund

What should I Invest in 2020?

The start of a new year is always one of the best times to review your investment strategy. We know what happened last year, but 2020 is a chapter waiting to be written. One thing we can count on is that 2020 won't be exactly like 2019. And let's also ...
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super fund

Negative Gearing And Its Relation To Income Tax: Does Negative Gearing Reduce Taxable Income?

  Gearing means borrowing money to buy an asset. And the reason you hear so much about it is that the government's gearing policies have a significant impact on how attractive the property market looks to investors, which, in turn, has a significant effect on everything from the amount of ...
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buying property online

Is the property a good investment in Australia?

2020 has been a tumultuous year. So is it better to save your money and invest next year, or does 2020 present a unique opportunity in the property market? Australia now looks to be heading for a technical recession, if not a full-blown one, with unemployment tipped to hit 10% ...
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blue investment word

What are the most successful small businesses?

Most articles you read about business ideas have been written by freelance writers who have no business experience and have no idea of what they are talking about. And they certainly don't know what makes for a good business idea. Some businesses are inherently more profitable than others. This can ...
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keys handed over in front of double storey home

What type of property is the best investment?

Both new and experienced buy-to-let landlords will find themselves, at times, torn between which property to buy. While there are numerous factors for landlords to consider before making their final decision, the buy-to-let property is an investment, first and foremost. Therefore, the long-term return on investment on their property purchase ...
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Investment-Property

When should you not buy a house?

Since the housing bubble burst and prices dropped, you hear a lot of people saying that it's a great time to buy a house. For some that may be true: Interest rates are low, and there are some great bargains on the market. Housing prices and interest rates aren't the ...
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finance property

Is Owning Multiple Homes A Good Investment?

It's often said that buying a home is a good investment. Taking it a step farther, purchasing multiple houses as rental properties can also be a great way to increase your assets and make money. However, be aware of some fundamental differences between buying a property as your home and ...
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pensioner-tax-refund

Is Smsf Property Investment Worth It?

Residential property investing through an SMSF is a fertile ground for deception. Type the words' SMSF stuff misleading' into your Google search bar, and you'll find pages of articles and notices about ASIC fines, investigations and actions against financial advisers, property promoters and assorted spruikers. Direct property is an investment ...
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What do small businesses struggle with?

A small business owner faces a list of struggles every day just to stay in business. Without deep resources, large corporations have, small businesses find themselves working hard to generate revenue and make a profit. In order to be able to address the struggles of small business owners, you must ...
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smsf

What does an accountant do?

You may not realise it unless you have studied accounting or worked in a large business, but accounting is about more than your yearly tax return. Accounting forms the basis of the world's financial and economic system. Indeed, accountants play a big role in all types of businesses and organisations, ...
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finance property

What Is The 50% Rule In Real Estate?

When an investor decides to buy a rental property, there are usually scores of choices. But how do you know if you are choosing the most beneficial property? The last thing that you want to do is to buy a new investment property only to find out that it does ...
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buying property online

Which social media is best for small businesses?

Amid the proliferation of social media platforms, how do you know which ones your business should be using? Maintaining a presence across multiple platforms is important, and increasing your business’s presence online will, in turn, create more opportunities for consumer discovery and interaction. For small businesses focused on community and ...
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happy retired couple sitting at desk with laptop

Is SMSF worth it?

The debate rages on whether self-managed superannuation fund (SMSF) investors would be better off handing over their savings to professional fund managers. The marketing pitch for self-managed superannuation funds (SMSFs) sounds compelling: greater financial control and tax breaks along with the business benefits and flexibility equals financial success. Then why ...
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super fund

How Do You Benefit From Negative Gearing?

If you're a property investor or looking to become one, it's essential to understand what negative gearing is, and the possible benefits and risks that come with it. For property investors in Australia, a clear grasp on the concept of gearing is essential when it comes to being able to ...
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finance property

The Difference Of Negative Gearing, Neutral Gearing And Positive Gearing?

Negative gearing, positive gearing and neutral gearing; you hear these phrases often, but I think many people don't understand what the terms mean. I will outline what precisely what those terms mean as well as briefly explaining why some investors choose to buy negatively geared properties. For property investors, Australia's ...
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How To Reduce Taxes When Self-employed?

Being self-employed is a tough ask, as one needs to market themselves, entail costs, perform services and then handle tax filings too. Taking on risks and costs that are usually handled by other people when working on a job is tough. Sometimes they do not get enough customers or fail ...
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How Do Small Businesses Prepare Taxes?

This guide explains where you need to begin and what you need to know at tax time for small businesses as well as some tips to get more money back. It will also explain what you can expect from the government in terms of tax refunds and waivers in response ...
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How do I start a business with nothing?

You have a great idea, and you want to translate it into opening a business. There is one big caveat, and you are short on cash. And for most aspiring entrepreneurs, getting hold of the much-needed capital is usually the biggest challenge. So how to start your own business without ...
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finance property

Tax Advice For Building A Property Portfolio

In recent years there have been many people in the property sector, promoting the importance of building a successful property portfolio to create wealth for retirement. However, the reality is that very few people succeed in building an extensive property portfolio. The fact that only a tiny portion of people ...
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investment growth with coins with house

Australian Property Update

October 2020 Property Update by one of Australia's best Okay, welcome, everybody. Welcome to the Pacific East Coast property focus, apologies for the technical delay and issues we had earlier today. We have a little bit of an issue with the service provider that we use over in the US. ...
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finance property

How do I avoid paying tax when self-employed?

How not to pay tax when self-employed? Many self-employed people earn a good living. But even if your overall annual income is strong, the flow of money is not always regular. It can be weeks or even months between paycheques. To help with your cash flow, only make larger purchases ...
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property

How Can I Be The Best Landlord?

Tips on being the best landlord. Better landlords attract better tenants. Why? If you consider your rental properties as a business, then your tenants are your customers. You’re providing a service that they’re paying for. In that case, wouldn’t you want to keep your best customers for as long as ...
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accounting

How do you attract accounting clients?

Are you interested in more accounting clients? Whenever a professional leaves a company job to start their own business, they realise that they need to wear a lot more hats in their own business. Two of the most important hats are sales and marketing. You may bring 10 years of ...
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small-business

How do I start a small business in Australia?

Ever wondered how to start your own business in Australia? Embarking on a new business venture is both exciting and terrifying in equal measure. On the one hand, you'll finally be the boss; the master of your destiny who's pursuing success in something that you're truly passionate about. On the ...
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property investing

What Is Good Cash Flow On A Rental Property?

Questions about Good Cashflow on Rental Property? An essential concept aspiring landlords and real estate investors need to grasp before diving into rental real estate is how to calculate rental property cash flow. After all, cash flow is the lifeline of a rental real estate business. Luckily, calculating cash flow ...
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finance property

How do you buy multiple properties?

Buying multiple investment properties and growing a large property portfolio is something that few Australians ever achieve. But for those who do buy multiple investment properties, they find themselves substantially better off than the rest of the population. Owning a large portfolio of properties means you get to take advantage ...
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finance property

How do I make a property portfolio?

Property is a popular investment strategy for Australians, but like any type of investment, there are risks to be weighed up alongside the potential rewards. It’s vital to be well informed about the pros and cons of property investment before you begin building a portfolio. A successfully managed portfolio can ...
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smsf

Can I be my own accountant?

If you're thinking of starting your own business, you need to start investing in the tools and resources that will make your job easier and put you in a position for success. Part of that investment is figuring out which aspects of regular business maintenance you can do yourself, as ...
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super fund

Is Real Estate Still A Good Investment?

Billionaire Andrew Carnegie famously said that 90% of millionaires got their wealth by investing in real estate. We wanted to know: Is this still true? Is investing in real estate always a good idea? Absolutely! However, real estate investing for the regular investor is not a get rich quick scheme. ...
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Can I Buy A Property With My Smsf?

Superannuation is full of the terminology, but one term that's used quite a bit is "real business property". In a nutshell, it means property that's used by a business – for example, a factory, a shop or an office – as opposed to "residential property" which is property people live ...
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property advisor

Are financial planners worth the money?

When it comes to finances, a lot of us are wandering through the dark. Over one-third of Australians don't feel confident when it comes to managing their money, and a similar proportion finds finances to be stressful and overwhelming, according to the Australian Securities and Investment Commission (ASIC). The same ...
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coin piles with clock

6 Types Of Investments: What Will Make You The Most Money?

Investing intimidates a lot of people. There are a lot of options, and it can be hard to figure out which investments are right for your portfolio. This guide walks you through 10 of the most common types of investment and explains why you may want to consider including them ...
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Why Local Representation Is Important When Investing in Australia

Foreign Investment can be a tricky and confusing process. Having professional representation to be your eyes and ears on the ground are pivotal in ensuring you get the best deal, as well as follow all the legal requirements of the country you are investing in. At ARE Property we are ...
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coin piles with clock

Setting Up Your SMSF – Costs to Consider

How much money do I need for an SMSF? Self-managed super funds (SMSFs) are the fastest-growing sector of the superannuation market, and it's no wonder why, with so many benefits to be had. They provide individuals with greater control over their finances, flexibility and investment options, but there are also ...
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couple sitting on floor during house renovation

SMSF Property and Renovations

Can I renovate my SMSF property? An exciting part of owning property is able to renovate it, but doing so becomes a little more complex inside your Self Managed Super Fund (SMSF). If your fund owns a property outright, meaning your fund has not borrowed to buy the property, you ...
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happy retired couple sitting at desk with laptop

Borrowing from your Superannuation Fund

Can I borrow from my superannuation fund? There are significant advantages to having a property in a Self Managed Super Fund (SMSF) with the most obvious being the tax rate for income derived in your super fund being taxed at a considerably lower rate than income tax (namely 15%) as ...
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mother with baby stressed by finances

Investment Failures

Why do most investors fail? It has happened to most of us at some time or another: You're at a cocktail party enjoying your drink and hors d 'oeuvres and "the blowhard" happens your way. You know he's going to brag about his latest "giant accomplishment." This time, he's taken ...
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melbourne yarra river at night with buildings in background

What are the biggest mistakes investors make?

Making mistakes is part of the learning process when it comes to trading or investing. Investors are typically involved in longer-term holdings and will trade in stocks, exchange-traded funds, and other securities. Traders generally buy and sell futures and options, hold those positions for shorter periods, and are involved in ...
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man holding house hologram

What is the difference between yield and return?

The primary purpose of most bond funds is to provide investors with income. But those who focus exclusively on a bond fund's yield are only seeing part of the picture. Investors must also consider the fund's total return, which is the combination of yield and the return provided by principal ...
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clock with the words time to invest

What is yield investing?

Investing is all about getting a return on your money, and the best way to know how you’re doing on that front is to calculate the yields of your investments. That is, find out how much income each of your investments promises to earn relative to its value in the ...
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blue investment word

What is the six-year rule for capital gains tax?

Investment properties are usually subject to capital gains tax (CGT). This means that a portion of the money you make as profit on real estate assets is given to the government when you sell. This can be a substantial sum, potentially worth hundreds of thousands of dollars and is usually ...
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Should You Rent or Sell Your Property?

Is it better to rent or sell? Chances are, your current home won’t suit your needs indefinitely. If you’re living in a small starter home or a condominium, you may want to upgrade to a larger house as your family grows. If you’re already in a large residence, you may ...
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rental income on blackboard with house in front

Things to Consider Before Becoming a Landlord

Is it worth becoming a landlord? Investing in property commercial or residential for letting purpose is not a route to get rich quickly. Investing in Buy to Let is a better investment than leaving money in your bank account or some other investment options. However, it is not a route ...
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buying property online

COVID 19 and the Real Estate Market

As the Federal Government prepares to relax some COVID-19 lockdown restrictions to kickstart the economy, real estate industries are getting ready to go back to business. NSW and the Northern Territory were the first to lift bans on open for inspections and on-site auctions, and agents are wasting no time. ...
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man holding house hologram

The Top 9 Benefits of Downsizing Your Home

Downsizing your living arrangements has become a popular topic in the financial community and rightly so. There are many financial benefits to downsizing your home such as reduced expenses and increased cash flow as well as enabling you to add more to your retirement assets. Pair those with other lifestyle ...
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Upsizing Your Home – Things to Consider

The Australian dream used to be a house with a white picket fence. Is it now a two-storey mansion with security cameras and a 30-metre lap pool? Sometimes upsizing is a necessary move. It can act as a natural part of growing your capital and planning for your future. However, ...
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sold sign on house

Should you sell or rent your home?

Should you sell or rent your home –  that is the big question many homeowners are asking themselves. There may come a time in your life when you have to (or choose to) relocate, whether it be for professional or personal reasons, and you are faced with the decision on what ...
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happy retired couple sitting at desk with laptop

Top 20 Things to Consider When Setting Up an SMSF

Superannuation is the backbone of retirement and a key tax minimisation lever for Australians. Regardless of whether your superannuation is held in a traditional super fund or you are considering setting up an SMSF (of which the benefits over a traditional super fund can be numerous), the right investment mix and the right fee ...
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sold sign on house

How to Invest in Property with Little Money?

Just because you're not flush with funds, doesn't mean you've got no chance of starting a real estate investment portfolio.  Having little money need not be an impenetrable barrier to property investment, provided you're smart about it and consider a few key ideas throughout the process. If you are a ...
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blue investment word

Using your self managed super fund (SMSF) to buy a property

For most Australians, superannuation is a relatively simple proposition. You or your employer make regular contributions into an industry superannuation fund of your choice, and that money is then invested on your behalf – usually into shares – so that by the time you reach retirement, your super balance has ...
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stamp duty and green house

Is stamp duty facing the axe in Australia?

Of all the taxes people pay, stamp duty on property purchases is one of the most hated. With a price that bears no resemblance to the actual cost of “stamping’’ a property transfer and a payment tax scale that was formulated when a million-dollar house could only be found in ...
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adult kids moving home

Rental Vacancy Rate Rise Amongst COVID 19 Pandemic

Rental Vacancy Rates Sore Nation Wide as One in Six Australians Change Living Arrangements due to COVID 19. About one in six Australians have changed their living arrangements due to the coronavirus pandemic. Australians are moving home to their parents, taking on additional housemates, delaying plans to move and even ...
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couple sitting on floor during house renovation

Costs of Selling Your Property

How much can you expect to spend when selling your home? Most of us are aware that selling a house costs money. Sometimes we aren't mindful of how much money the sale of a home requires. Some costs are unavoidable, while others are voluntary. The question you need to ask ...
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The Hidden, the Upfront and the Ongoing Costs of Buying A Home

What are the upfront and ongoing costs of buying a property? You've spent practically every Saturday since Christmas driving from inspection to inspection at breakneck speed, braving the crowds in case your dream home happens to be the next one. When you finally find a place to call home you ...
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apartment building

Methods to Buy & Sell Property

What method do I use to buy or sell my property? Rent money is dead money. Property always goes up. You know them all. We've heard them at every BBQ for the past 20+ years. Us Aussies are property obsessed. For many, owning an apartment or house is not only ...
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Contact us for accurate and current advice on your accounting and taxation requirements. We work for both you and your business.

WHY KLEARPICTURE WEALTH ADVISORS?

Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.

Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers, and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.

We specialize in providing a range of advisory and investment services to help you achieve your financial objectives.

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