Engaged and Committed to your Financial Future
Private Wealth Advisory

WEALTH MANAGEMENT ADVISORS IN MELBOURNE

At KlearPicture  we believe the first step to any engagement is understanding ‘you.’ We’ll assess your financial situation and manage your investments to help you reach your growth goals. We’ll help you choose the appropriate insurance to protect you and your family. Is property the right investment for you? Grow your portfolio with the investments that help you reach your life goals.

 

Your superannuation could be your biggest asset. We can help you choose between SMSF and alternative super strategies. Our financial advisers can provide more than investment and retirement advice. Managing debt can help protect your future. Your tax position will be impacted by your investment strategy. We can help you plan your investments with tax in mind.

 

Our Wealth Advisory service encompasses far more than just money management and the placement of investments. We take a holistic approach to your situation, taking the time to really get to know you, your unique circumstances and your goals and ambitions. The structure of your personal finances along with the decisions you make can have a significant impact on the outcome of your personal wealth. When armed with the right advice, our clients find themselves in a better financial position to achieve their life goals.

Wealth Accumulation

Building the foundations on which to structure your wealth accumulation road map.

Wealth Management

Minimizing tax to free up cash flow for debt reduction and asset building.

Wealth Protection

 It’s not worth risking more than you can afford to lose. See what we can do to help.

Your Advisory Team will work closely with you to build the foundations on which to structure your wealth accumulation road map

WEALTH ACCUMULATION

Building the foundations on which to structure your wealth accumulation road map.

Most of us work every day to earn a living that involves trading time for an income. Your income from employment doesn't have to be your only source of wealth. You can increase your net worth and prepare yourself better for the future. Careful planning allows you to pave the way for future passive income streams. By considering your investment objectives and risk appetite, we can show how accumulating wealth can extend beyond trading your time to earn and save. You’ll be surprised to discover how the financial resources you already have can start working for you. 

Understand how different asset classes can be introduced to your portfolio over time.

  • Managed funds
  • Direct Shares
  • Gearing
  • Direct Property
  • Indirect Property
  • Development
  • Business Acquisition
  • Superannuation
  • Self-Managed Superannuation Funds

Contact us for accurate and current advice on your accounting and taxation requirements. We work for both you and your business.

Take Greater Control With Professional Management and Financial Guidance

Learn when is the right time is to invest, and how to build a customised investment portfolio with your choice of managed funds, professionally managed model share portfolios, direct shares and cash. Model share portfolios can provide a simpler and efficient way of gaining exposure to direct shares, while still enjoying the benefits of professional investment management. With dedicated administrators performing all custody and administration functions, including trade execution, settlement, corporate action processing and tax reporting, you can have peace of mind in our expertise.

WEALTH MANAGEMENT

There are numerous strategies to minimise the tax you pay - ways to put more of your tax dollars towards investing and debt reduction.

Tax-Savvy Investing

​On top of their other benefits, model share portfolios can improve tax effectiveness. Investors do not inherit 'embedded' capital gains when investing and as a result, asset transfers may not trigger capital gains tax (CGT). Investors also receive dividends and franking credits as they are earned and losses (including the CGT discount) and can be utilised as they are incurred.

Discover How:

  • Superannuation can maximise your tax position

  • You can minimise your income tax while increasing your investment returns

  • The right structures and investment methodologies can maximise your investment potential

  • Franking credits can help you in your share portfolio

It’s not worth risking more than you can afford to lose

WEALTH PROTECTION

At the end of the day, the goals are simple: safety and security.

Life is full of uncertainty and risk. Though we feel in control of what we do today, there is always the possibility that something unplanned could occur like injuries or ill health. Adequate protection can prepare for these unforeseen circumstances. It is vital that in pursuit of financial goals you establish the areas which would be at risk should you be unable to work, and develop a plan to control or transfer these risks.

 

Risk Retention

This is Self-Insurance where the risk can be handled for less than the cost of going through an insurance company.

Risk Transfer

If a given risk comes to pass, the resultant insurance claim can leave you and your family in the exact same financial position after a loss of your ability to generate sufficient income.

We can help you assess your lifestyle, family, business and financial commitments to ascertain what sort of protection could give you, your family and business partners peace of mind.

Contact us for accurate and current advice on your accounting and taxation requirements. We work for both you and your business.

WHY KLEARPICTURE WEALTH ADVISORS?

Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.

Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers, and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.

We specialize in providing a range of advisory and investment services to help you achieve your financial objectives.

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